Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
India is an Editor and joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
Often offering generous welcome offers, no annual fees and competitive rewards rates, the flexibility and convenience you can get out of a Bank of America business card is hard to miss.
The Bank of America Consumer Payments Prepaid Card is unique because this card is given to you by a sponsor, whereas you can sign up for other types of prepaid debit cards yourself.
Bankrate’s experts have selected these restaurant rewards cards as some of the best matches for frugal foodies and traveling gourmets.
For consumers who travel frequently, a good hotel credit card is a must-have. With generous sign-up bonuses and competitive rewards rates, these are the best hotel rewards cards available from Bankrate's credit card partners.
While only a small part of a card, a concierge service can save you time and money.
Capital One is merging with Discover. As a Capital One customer, I have concerns.
The Servicemembers Civil Relief Act allows soldiers to maximize their credit cards
Picking up a credit card after bankruptcy may seem like a huge risk, but this step could actually be crucial to your financial recovery.
Secured credit cards are a type of credit card that require a cash deposit in exchange for a small line of credit.
One of the best balance transfers cards out there is offered by the Wells Fargo Platinum Card. Check out more Wells Fargo Platinum card benefits that might help you decide if this card is right for yo [...]
The Wells Fargo Platinum Card has no rewards or any welcome bonus to speak of, but there is a 0 percent introductory APR that lasts longer than most other credit cards: 18 months. This intro APR is available [...]