Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
India is an Editor and joined the Bankrate team in 2021. No stranger to the highs and lows of debt and credit, she hopes to encourage people to explore all options on their financial literacy journey. She’s especially interested in creating content that offers debt relief guidance and Gen Z financial advice. She’s also developing a specialization in business credit cards for all types of small and medium business owners, from side hustlers to start-ups.
She began her editing career in 2016 at Georgia State University, becoming a Managing Editor for SAMLA News. She has also written for brands such as Business Insider and CNN with a focus on SEO and consumer-driven content.
When not working, India enjoys reading, finding new music, working on her master's degree and spending time with her dog.
India Davis wants you to know
India believes that the best credit card strategies stem from mindful and long-term thinking. For her, understanding her credit and its benefits didn’t happen overnight, but she made sure to look out for debt relief opportunities like 0% intro APR offers on credit cards and made sure to make on-time payments. This journey made her knowledgeable about the many ways to use credit cards to enjoy life without constant fear of debt.
India Davis’ recommended readings
Don’t Buy the Exercise Bike
Feeling Broke in a Bad Economy? How to Cope
Best Eco-Friendly Credit Cards
Your finances don’t have to be perfect, but they do need to consistently benefit you.
— India Davis
Are you looking for a temporary break from APR? One of the balance transfer credit card offers available on Bankrate could help you pay down balances, improve your credit score and save on interest charges — plus, some earn great rewards.
Bankrate’s experts have selected these restaurant rewards cards as some of the best matches for frugal foodies and traveling gourmets.
Looking for a business credit card? These are the best business credit cards that offer generous rewards, business-friendly perks, and easy redemption options. Plus, read expert advice from our team.
Whether you’re looking for miles to help pay for travel or cash back to fund a new purchase, the best credit card sign-up bonuses can help you make it happen.
These are our picks for the best secured credit cards. A secured card can be helpful for those with bad credit or little credit history looking to repair or build their credit.
Often offering generous welcome offers, no annual fees and competitive rewards rates, the flexibility and convenience you can get out of a Bank of America business card is hard to miss.
If you have a bad credit score, there are still credit card options for you. Our experts have evaluated the best credit cards for bad credit available from our partners.
In terms of hotel credit cards, Marriott co-branded credit cards can be a great choice.
Which is the better balance transfer card?
Find out which Chase credit card is best for your spending habits.
The new and improved cash bonus provides more upfront value if you don’t need 0 percent APR, but this business rewards card still doesn't pack quite the same punch as others.
The Double Cash card helped ease me into the credit cards world and earn rewards without putting in too much effort.
Cash rewards cards with balance transfers offers generate budget savings, but be sure to compare all the details.
The Discover it Secured is a terrific choice if you have no credit history or a low score.
The Bank of America Customized Cash Rewards card offers 3 percent cash back on the category of your choice for no annual fee.
Sign up for the Capital One Platinum Card if you want to build credit without any distractions.