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How to choose a 0% APR credit card
Learn about what key factors to consider before choosing a 0 percent APR credit card.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Learn about what key factors to consider before choosing a 0 percent APR credit card.
Here are some tips on how you can use your credit card rewards to save on food and fuel spending.
Average credit limits on first credit cards vary by credit score, income and type.
Business cards come with plenty of benefits, including ones you don’t know about.
The Chase Sapphire Preferred comes with more points on Lyft rides than nearly all other travel credit cards.
Consider the Chase Freedom Flex if you want optimal rewards with no annual fee.
Read on to find out when the Petal 1 “No Annual Fee” Visa Credit Card is and isn’t worth it.
Upgrading a credit card makes sense when a card issuer offers another card option with better benefits or rewards that fit your spending.