How the Chase Sapphire Preferred pays for itself
When you break down the benefits, the Chase Sapphire Preferred’s $95 annual fee is a steal.
4 min read
Oct 22, 2021
Holly D. Johnson
Author, Award-Winning Writer
EDUCATION
- Ball State University, Muncie, Indiana
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Highlights
- Author of personal finance book “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love," available on Amazon
- Best Contributor/Freelancer at the 6th Annual Plutus Awards
- Frequent consultant for the credit card industry and loyalty programs
- Provides expert commentary on credit cards for publications like New York Magazine, Time Magazine, CNBC, Reader's Digest and more
Experience
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Holly's latest articles
-
-
Chase Sapphire Reserve: How to get 50% off travel through the Chase portal
The Chase portal is incredibly flexible, and Sapphire Reserve cardmembers get the best deal.
6 min read Oct 22, 2021 -
How to file your taxes online
Most taxpayers already file electronically. Here’s a look at all the e-file options.
4 min read Sep 23, 2021 -
Why you can still be on the hook for credit card charges you didn’t make… and how to avoid it
Bankrate spoke to several credit experts to find out how consumers can protect themselves.
5 min read Sep 23, 2021 -
American AAdvantage partners with Citi ThankYou—at least for now
Move quickly if you want to turn your Citi ThankYou points into American miles. This guide explains how long you have to do this and which credit cards qualify.
3 min read Aug 19, 2021 -
U.S. is easing travel restrictions. Time to use your rewards?
As travel restrictions ease, there are questions surrounding whether it is time to use travel cards and points once more. Read to find out how to maximize your points or use your travel card in a different [...]
4 min read Jul 22, 2021 -
Guide to credit card changes during coronavirus
Learn about new rewards categories, bonus point-earning options and disappearing perks.
6 min read Jul 12, 2021 -
Chase Sapphire cards feature new bonuses up to 100k points
Chase Sapphire cards recently upped the ante with higher bonuses than we’ve seen. Find out which Chase Sapphire card is offering 100,000 bonus points.
5 min read Jun 23, 2021