Are elite credit cards worth it?
Elite credit cards come with generous rewards and perks but hefty annual fees.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Holly Johnson began her career working in the funeral industry, which may make you wonder why she works in personal finance now. Yet, the funeral industry taught the author everything she needs to know about the value of one's money and time. Johnson left the mortuary business a decade ago in order to explore her passion for personal finance and travel the world, and since then, she and her husband have built a debt-free lifestyle that has them on the path to retire very wealthy in their 40s. Holly's love of budgeting also led to the creation of her debt payoff book, “Zero Down Your Debt: Reclaim Your Income and Build a Life You’ll Love."
Currently, Johnson writes expert content on personal finance, credit cards, loyalty and insurance topics. In addition to writing for Bankrate and CreditCards.com, Johnson does ongoing work for clients that include CNN, Forbes Advisor, LendingTree, Time Magazine and more.
"I write expert content with the goal of helping consumers make the most of their credit, their money and their lives."
— Holly D. Johnson
Elite credit cards come with generous rewards and perks but hefty annual fees.
The Petal 1 Visa can be an incredibly useful tool when it comes to building credit with a card.
Your business’ credit score reflects its creditworthiness and iIt can be improved.
Many card issuers let you apply as an individual business owner.
Find out where the Blue Cash Everyday shines and why it’s a keeper.
A balance transfer credit card can be a valuable tool when you need to pay off debt.
The best credit card bonuses are worth hundreds.
Sign up for the Capital One Platinum Card if you want to build credit without any distractions.