Hannah Smith
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2Years at Bankrate
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5Years of experience
- Personal loans
- Student loans
- Data analysis
- Bachelor of Arts in English, Kennesaw State University
- Master of Arts in English, North Carolina State University
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
— Hannah Smith
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
— Hannah Smith
Hannah's Picks
Hannah's latest articles
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Zip
Zip personal loans is a buy now, pay later company that wants to ensure everyone has access to flexible credit.
Jul 02, 2024 -
Eloan Personal Loans: 2024 Review
Eloan no longer offers personal loans, so check out these competitors instead.
Jun 27, 2024 -
How to qualify for competitive rates on low-interest personal loans
Here’s how to qualify for a low-interest personal loan.
7 min read Jun 26, 2024 -
What is an unsecured loan?
These loans don’t require collateral and typically charge higher interest rates.
6 min read Jun 26, 2024 -
How to manage your personal loan and save money
Making a plan to manage your loan will set you up for success.
5 min read Jun 20, 2024 -
How the Federal Reserve impacts personal loans
The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.
4 min read Jun 20, 2024 -