Skip to Main Content

Hannah Smith

Editor, Personal Loans
  • 3
    Years at Bankrate
  • 6
    Years of experience
Ribbon Icon EXPERTISE
  • Personal loans
  • Student loans
  • Data analysis
Education Icon EDUCATION
  • Bachelor of Arts in English, Kennesaw State University
  • Master of Arts in English, North Carolina State University

Hannah Smith is a former Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.

Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.

Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.

Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.

— Hannah Smith

Hannah's Picks

Person in bed on phone
6 MIN READ

How long does it take to get a loan?

It doesn’t take long at all to complete an application or receive your loan.

Two women look at an iPad.
7 MIN READ

How to compare installment loan lenders and find the best offer

Find the best installment loan for your situation in 5 steps.

A young couple doing up their hallway in the old house they have bought . They are sitting on the dust sheets on the stairs and looking through the paint sample cards choosing the final color for the beige hall.
4 MIN READ

What’s the maximum home improvement loan amount you can get?

Borrowing terms and limits will vary depending on which loan product you choose.

Shot of a young man using his mobile phone while laying on his couch at home
6 MIN READ

How to get a personal loan with low interest rates

Here’s how to qualify for a low interest personal loan.

Shot of a young couple going through paperwork together on the sofa at home
6 MIN READ

What is an unsecured loan?

These loans don’t require collateral and typically charge higher interest rates.

Couple on couch at home looking at laptop
5 MIN READ

What are the best ways to pay off a personal loan?

Making a plan to manage your loan will set you up for success.

Man smiling with headphones on, phone in one hand and laptop in the other.
6 MIN READ

How to get a personal loan with good credit

A credit score of 670 or higher means you’re likely eligible for a good credit loan.

Young woman working at home
4 MIN READ

What is the APR on a personal loan?

An APR is a snapshot of how much your personal loan will cost each year.

Hannah's latest articles

  • Bankrate Awards - Best Auto Loan Lenders 2023

    Auto loans

    Find the right auto loan for your life with our list of the best. Secure your loan online, refinance your existing loan, and more with Bankrate's top picks.

    1 min read Dec 17, 2022
  • Bankrate Awards - Best Student Loan Lenders 2023

    Student loans

    Pay for school the smart way. Find a winning lender with our list of the latest and greatest so you can focus on your school, not your school loans.

    2 min read Dec 17, 2022
  • Bankrate awards 2024 student loans banner featuring a hand holding a graduation cap

    Student loans

    Pay for school the smart way. Find a winning lender with our list of the latest and greatest so you can focus on your school, not your school loans.

    1 min read Dec 17, 2022

  • Student Loan Refinancing Guide

    Bankrate walks through all of the essential steps in the student loan refinancing process, letting you compare rates, start research, or get offers.

    6 min read Dec 08, 2022