![Young male professor teaching multi-ethnic students sitting on amphitheater steps at university campus](https://www.bankrate.com/2022/10/19145255/hbcu-and-pwi-statistics-1170998921.jpg?auto=webp&fit=crop&width=230&height=150)
HBCU and minority serving institutions facts and statistics
Get the stats on HBCUs and minority serving institutions — from cost to impact.
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
— Hannah Smith
Hannah Smith is a Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.
Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.
Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.
Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.
— Hannah Smith
Get the stats on HBCUs and minority serving institutions — from cost to impact.
Want to get cash for money you’re owed? Liquidating a structured settlement is not fast.
When facing the financial burdens caused by extreme weather and natural disasters, a personal loan can provide essential assistance.
Learn what a debt collector is and how one can impact you.
A delinquent account can have negative effects on your finances and credit card.
Here’s how you can pay down your credit card debt — without a debt consolidation loan.
You don’t need a lawyer, but you do need to take these steps to protect pay through bankruptcy.
Retirement money is safe in bankruptcy, as long as you keep it in the right place.