Hannah Smith

Editor, Personal Loans
  • 2
    Years at Bankrate
  • 5
    Years of experience
Ribbon Icon EXPERTISE
  • Personal loans
  • Student loans
  • Data analysis
Education Icon EDUCATION
  • Bachelor of Arts in English, Kennesaw State University
  • Master of Arts in English, North Carolina State University

Hannah Smith is a former Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.

Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.

Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.

Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.

— Hannah Smith

Hannah's Picks

Shot of a young man using his mobile phone while laying on his couch at home
6 MIN READ

How to get a personal loan with low interest rates

Here’s how to qualify for a low-interest personal loan.

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6 MIN READ

What is an unsecured loan?

These loans don’t require collateral and typically charge higher interest rates.

Young woman working at home
3 MIN READ

What is the APR on a personal loan?

An APR is a snapshot of how much your personal loan will cost each year.

Young woman smiling at tablet sitting at a table
4 MIN READ

What is a low-interest personal loan?

You’ll need excellent credit and good finances to qualify.

6 MIN READ

How does debt consolidation work?

It only makes sense to consolidate if you can get better rates or terms.

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5 MIN READ

How to calculate interest on a loan

Learn about types of interest and how to calculate how much interest you’ll pay.

People sitting together, reviewing paperwork
6 MIN READ

Where can I get a bad credit loan?

Bad credit loans are available through online lenders, select community banks and credit unions.

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6 MIN READ

5 types of emergency loans and their uses

If saving up isn’t possible, shop around for the emergency loan with the best rate.

Hannah's latest articles