Hannah Smith

Editor, Personal Loans
  • 2
    Years at Bankrate
  • 5
    Years of experience
Ribbon Icon EXPERTISE
  • Personal loans
  • Student loans
  • Data analysis
Education Icon EDUCATION
  • Bachelor of Arts in English, Kennesaw State University
  • Master of Arts in English, North Carolina State University

Hannah Smith is a former Bankrate editor specializing in personal loans. They are meticulous in their approach to ensuring users can navigate the complexities of loans with the most up-to-date and accurate information.

Prior to joining the Bankrate team, Hannah was an editor for House Method where they edited and published over 400 articles aimed at helping readers make informed decisions on home renovations and services.

Hannah currently lives in Raleigh. When they are not editing, they enjoy walking with their dog, playing tabletop games and reading.

Shopping around with multiple lenders is truly the key to getting the best rate for your loan. Each lender will offer different incentives, perks and rates. When I was applying for a loan to get a car, I checked with a minimum of three lenders — including a credit union — to ensure I was getting the best rate for the long term.

— Hannah Smith

Hannah's Picks

Mid adult man wearing headphones using laptop and looking away
5 MIN READ

Can you have multiple installment loans?

Here are the pros and cons of having multiple installment loans.

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7 MIN READ

A comprehensive guide to debt relief programs

Debt becomes a problem when you don’t have the means to pay it off or owe too much to too many companies to pay down the balances.

White man works on laptop while talking on a cellphone
5 MIN READ

4 ways to get an emergency loan with bad credit

Four loan options to consider when you’re facing an emergency bill or expense.

First aid kit with a timer and American dollars stick out. Against a dark purple semicircle on a light purple background.
5 MIN READ

How fast can you get a loan in an emergency?

Emergency loans are available within one to three business days after applying.

Woman online shopping on her computer and phone.
5 MIN READ

Cash advance options and alternatives to cash advance apps

Online cash advances may come with APRs in the triple digits.

White truck hauling a white boat against a light purple semicircle on a dark purple background.
5 MIN READ

How to finance a boat: Lender options and alternatives

Boats can be expensive, but there are some financing options if you don’t have cash to purchase one outright.

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5 MIN READ

The dangers of deferred interest promotions

Before signing up for deferred interest offers, understand their potential costs.

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6 MIN READ

How to get a personal loan with low interest rates

Here’s how to qualify for a low-interest personal loan.

Hannah's latest articles