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Hanna Horvath, CFP

Managing Editor, Personal Finance
Ribbon Icon EXPERTISE
  • Personal finance
  • Financial planning
  • Credit cards
  • Consumer banking
Education Icon EDUCATION
  • Bachelor of Science in Journalism, Syracuse University
  • Financial Planning (CFP) Certification

About the author

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and editor with over five years’ experience helping make complex financial topics engaging and easy to understand. She is currently the managing editor of Deposits at Bankrate.

After graduating college, Hanna discovered how little she knew about personal finance – and how broken the modern financial education system was. From there, she made it her personal mission to help everyone – especially those in marginalized groups – better understand their personal finances and make smarter decisions with their money.

Hanna writes a weekly newsletter about the psychology of money and how our minds influence our financial decisions. She's written about emotional spending, inherited money scripts, the psychology of market bubbles, and why we're all so anxious about money right now.

In addition to Bankrate, her journalistic work has appeared in Policygenius, Business Insider, Lemonade, NBC News, and Inc Magazine.

Hanna holds a journalism degree from Syracuse University and currently lives in Brooklyn, New York. When she's not writing about money, she’s writing creative nonfiction, training for a marathon or trying out a new recipe. You can learn more about Hanna and her work at her personal website.

Find Hanna beyond Bankrate

Hanna wants you to know

Changing your mindset around money can completely change the way you approach and handle money. It can drive smarter financial decisions and help you reach your goals. While money definitely doesn't buy happiness, it can mean freedom: The freedom to choose what you want to do and when you want to do it.

Hanna's recommended readings

The more you think about money, talk about money and work with your money, the more empowered you’ll be to make smarter financial decisions.

— Hanna Horvath, CFP

Hanna's latest articles

  • Bank Of America CD Rates

    Bank of America offers two kinds of CD account types: featured CDs and fixed term CDs. Featured CDs offer a higher APY, but require a higher balance. Fixed term CDs offer lower APYs but have a lower minimum deposit requirement.

    2 min read Jul 09, 2024

  • Ally Bank CD Interest Rates

    Ally Bank offers three flavors of CDs: traditional CDs, no-penalty CDs, and raise your rate CDs. Here's what these CDs pay savers.

    2 min read Jul 09, 2024

  • Citizens Bank CD Interest Rates

    Citizens Bank only offers one option for a CD on its website. The annual percentage yield (APY) is fairly competitive, but you’ll find much higher yields at the top online banks.

    1 min read Jul 09, 2024

  • TD Bank CD Interest Rates

    TD Bank offers tiered interest rates; however, you can find higher yields elsewhere.

    2 min read Jul 09, 2024

  • U.S. Bank CD Interest Rates

    U.S. Bank offers a variety of terms for its certificates of deposit; however, its rates are lackluster by and large.

    2 min read Jul 09, 2024

  • USAA Bank Savings Account Interest Rates

    Known for its excellent customer service, USAA offers a low APY on its basic savings account. It's much less than what you can find at top-yielding banks. The account doesn't charge monthly fees or require a minimum balance.

    2 min read Jul 09, 2024

  • Truist Savings Account Interest Rates

    Truist was formed out of the merger of BB&T and SunTrust to become one of the largest banks in the nation. Here’s what you need to know about its savings rates.

    3 min read Jul 09, 2024