Grace Pilling

Former Editor, credit cards

EDUCATION

Bachelor of Arts in English, Text & Writing, University of Western Sydney, Australia

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.
— Grace Pilling

Grace Pilling is a former editor for Bankrate Credit Cards and CreditCards.com specializing in down-to-earth advice on everything cards, from getting started with credit and maximizing credit card perks to managing and reducing credit card debt. She’s worked in the credit card space for two years and loves learning and sharing everything you should (and shouldn’t) be doing with credit cards. Prior to working in the credit card space, Grace was an insurance and finance editor at Reviews.com and has a background in STEM education publishing.

Grace loves to show people how understanding credit can help them live their best life, whether that’s boosting a credit score to help get a great mortgage rate on their first home or maxing out rewards points to travel the world.

Education

Grace has a B.A. in English, Text & Writing with a minor in Journalism from the University of Western Sydney in Australia.

Credit cards are like a choose your own adventure story—you can make the experience as simple or as complicated as you like. It’s my goal to help people figure out what they want their story to be and share the tools and tips they can use to be successful on that path.
— Grace Pilling

Grace's latest articles

Can a credit card be canceled after being approved?

Here’s what you can do if your new credit card doesn’t meet your expectations.

3 min read Dec 16, 2021
Amex Business Platinum gets new benefits, higher annual fee

The Business Platinum Card from American Express will now have a higher annual fee of $695, up from $595, along with more benefits like card perks and statement credits. The new annual fee of $695 starts [...]

2 min read Oct 15, 2021
Chase and Hyatt launch World of Hyatt Business Credit Card

Chase and Hyatt team up the World of Hyatt Business Credit Card, designed for small business owners.

2 min read Oct 07, 2021
Cruise lines extend suspensions — Your guide to refunds and cancellations

As the cruise industry resumes operations, you need to have a plan. Find out which cruise lines are up and running or soon will be, as well as your options if you have to cancel.

6 min read Oct 07, 2021
Wells Fargo launches new Reflect Card

The Wells Fargo Reflect Card has one of the longest introductory 0% APR offers out there.

2 min read Oct 04, 2021
How small business owners can use credit cards to stay afloat

Many small business owners are struggling because of the coronavirus. Here’s how some small business owners are using credit cards to their advantage.

6 min read Sep 27, 2021
American AAdvantage partners with Citi ThankYou—at least for now

Move quickly if you want to turn your Citi ThankYou points into American miles. This guide explains how long you have to do this and which credit cards qualify.

3 min read Aug 19, 2021
U.S. is easing travel restrictions. Time to use your rewards?

As travel restrictions ease, there are questions surrounding whether it is time to use travel cards and points once more. Read to find out how to maximize your points or use your travel card in a different [...]

4 min read Jul 22, 2021