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Garrett Yarbrough
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4Years of experience
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86Publications Written
- Credit card strategy
- Credit card comparisons
- Credit card rewards
- Building credit
- Credit scores
- Bachelor of Arts in English, Certification in Business and Technical Communication, Creative Writing minor | East Carolina University
- Bachelor of Arts in History | East Carolina University
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett Yarbrough writes credit card reviews, comparisons and guides for Bankrate. He specializes in all things credit cards, and he has comprehensively researched the current market and past product offers for more than three years. Garrett thoroughly analyzes credit card terms, rewards programs, introductory offers and other card features to provide readers with the most insightful steps toward personal financial growth. He has also written and researched for major Bankrate features, including the latest credit card points and miles valuations, the 2022 through 2024 Bankrate Awards, the Spender Type tool, the Credit Utilization Calculator and the CardMatch™ Approval Odds tool.
Prior to joining Bankrate, Garrett worked as a copywriter at an ad agency, and then as a freelance writer. He joined NextAdvisor.com in 2020, where his credit card, credit monitoring and identity theft analysis were regularly featured.
When he’s not reviewing credit cards or detailing the latest developments in Bankrate’s best cards, you can find Garrett traveling, reading and stopping at every niche museum he sees along the highway.
Send your questions about credit cards to gyarbrough@redventures.com.
Find Garrett beyond Bankrate
- Garrett breaks down the current best credit cards on CreditCards.com
- Garrett reviews the SuperCash Secured Mastercard® on CreditCards.com
- Garrett reviews the Ink Business Premier℠ on CreditCards.com
- Garrett reviews the Blue Cash Everyday® Card from American Express
Garrett wants you to know
As someone who began their personal finance journey not too long ago, I’ve seen firsthand the many credit-related misconceptions that family, friends and other credit builders hold. I noticed these stumbling blocks led several loved ones to avoid credit cards and base important life decisions on popular financial misinformation.
Using my background in analytical research and user-focused writing, I strive to make navigating credit cards and credit building smooth sailing for others who are new to credit.
Garrett’s recommended readings
- How to choose the right credit card
- Rethinking credit: Tips for first-generation credit users
- How to maximize your credit card rewards
- Under-the-radar credit card perks you should know
- Merchant category codes: How to earn more cash back
- How much are points and miles worth in 2023?
Sifting through reward program, sign-up bonus or card feature terms can feel overwhelming for even credit card veterans. As a Bankrate writer, I’ve seen how translating fine print into actionable advice can help cardholders evaluate their most valuable options and build a stronger financial future.
— Garrett Yarbrough
Garrett's Picks
Garrett's latest articles
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Discover it® Secured Credit Card Review - Bankrate.com
If you need a secured credit card, the [sc code='credit_card' pid='6743' field='name'] is a fantastic choice.
Jun 13, 2024 -
Citi® Secured Mastercard® review
No annual fee and a comparatively low ongoing APR make it a good choice for Citibank members, but there are more competitive cards.
Jun 13, 2024 -
Green Dot Unlimited Cash Back Bank Account Visa® Debit Card review
Green Dot’s rewards debit card carries seemingly better rates than competitors’, but its possible monthly fee and bonus category restrictions scuttle its cash back potential.
Jun 12, 2024 -
Bank of America® Travel Rewards Credit Card for Students review
This is one of the best (and only) travel rewards cards for students, but its streamlined structure doesn’t offer many bells and whistles either.
Jun 12, 2024 -
First Progress Platinum Select Mastercard Secured Credit Card Review
This credit card is one of three secured cards offered by First Progress issued by Synovus Bank, and all of them can help you rebuild your credit.
Jun 12, 2024 -
TD Double Up Credit Card
This card offers a top-tier flat cash back rate, but its limited availability and mediocre sign-up bonus may limit its appeal.
May 13, 2024 -
Bank of America® Unlimited Cash Rewards credit card review
The Bank of America Unlimited Cash card is par for the course but can be top-tier if you have enough money for elite Preferred Rewards status.
May 13, 2024
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Marriott Bonvoy Boundless® Credit Card Review
The Marriott Bonvoy Boundless® Credit Card is replacing the Marriott Premier Plus Credit Card, and new cardholders have the chance to earn 100,000 bonus points after spending $3,000 on purchases within the first three months after account activation (for a limited time).
Jul 18, 2024 -
Southwest Rapid Rewards® Performance Business Credit Card Review
Higher-than-ever sign-up bonus and perks that Southwest business travelers will love.
Jul 11, 2024 -
Citi® / AAdvantage® Executive World Elite Mastercard®
For a $450 annual fee, American Airlines loyalists can fly in style with perks like Admirals Club membership, priority boarding on flights, credit for TSA Pre✓® or Global Entry and more.
Jul 09, 2024 -
The Jasper Cash Back Mastercard® Review
The Jasper Cash Back Mastercard® is a great card for future professionals new to the United States.
Jun 13, 2024 -
Navy Federal Credit Union CashRewards Review
For those who find tracking bonus categories too cumbersome and just want simple cash-back rewards, the Navy Federal Credit Union cashRewards card delivers.
Jun 13, 2024 -
Best credit cards for exclusive concert tickets
Citi is a Bankrate advertising partner. Rewards credit cards get a lot of good press for the money-saving benefits: statement credits, points and cash back. What’s not to love about them? But fans of [...]
7 min read Sep 01, 2021
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Hilton Honors American Express Aspire Credit Card Review
With credits totaling more than the annual fee, the Hilton Honors American Express Aspire card offers tremendous value for those who prefer staying with Hilton.
Jul 19, 2024 -
Bank of America® Unlimited Cash Rewards Credit Card for Students Review
The card may not offer the most benefits, but it features solid flat rate cash back of 1.5 percent and no annual fes, making it a wise choice for students looking to build credit.
Jul 18, 2024 -
Alaska Airlines Visa Signature® credit card Review
The Bank of America-issued Alaska Airlines Visa credit card has a hallmark feature that's hard for other airline cards to top: its Alaska's Famous Companion Fare offer.
Jul 17, 2024 -
Capital One Quicksilver Secured Cash Rewards Credit Card review: Low-risk, high-reward for building credit
It’s worth considering the Quicksilver Secured if you want a low-cost way to boost your credit score while earning cash back with no annual fee.
Jul 16, 2024 -
Best United Airlines credit cards
Whether you’re a United enthusiast or someone who wants to rack up miles for free flights in any program, you should consider co-branded United MileagePlus credit cards.
5 min read Oct 28, 2021