Types of student loans and how to choose one
Make sure to choose the right type of student loan for your needs.
7 min read
Dec 16, 2025
Erin Lowry
Expert Reviewer, Personal Finance
EXPERTISE
- Credit cards
- Debt management
- Personal finance
- Retirement
- Wealth
- Budgeting
Bankrate's Expert Contributors
Our Expert Contributors are a select group of creators, experts and thought leaders who share first-person perspectives on finance and its intersections with our lives.
Meet our expertsAbout Erin
Erin Lowry is the author of the four-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing, Broke Millennial Talks Money and Broke Millennial Workbook: Take Control and Get Your Financial Life Together. Erin’s been featured in The New York Times, Wall Street Journal, and on GMA3, ABC News, CBS Sunday Morning, CNBC and The Rachael Ray Show. She has written for The New York Times, USA Today, and other major publications.
Erin's latest articles
-
-
Should you pay off your car loan early?
It could be smart to pay off your loan entirely or make larger payments.
7 min read Dec 10, 2025 -
4 reasons to have multiple savings accounts
Here’s how multiple savings accounts can help you reach your financial goals.
5 min read Dec 09, 2025 -
What are the pros and cons of financing a car?
Consider the pros and cons of financing a car.
6 min read Nov 30, 2025 -
Overdraft fees vs. NSF fees: How they differ
Here’s how these two bank fees compare and how to best avoid them.
4 min read Nov 24, 2025 -
8 banks with built-in budgeting tools to help track your personal finances
Bank account budgeting tools make it easy to track your personal finances.
4 min read Nov 13, 2025 -
Best ways to save money for your grandchildren
Saving for your grandchildren can help to minimize the financial burdens they face down the road.
7 min read Nov 11, 2025 -
How to exchange coins for cash without the hassle
Coins sitting around in an overloaded jar could be put to better use. Here’s how.
5 min read Nov 05, 2025