I’m well into paying off my mortgage. Should I still refinance?
You need to crunch numbers to see if a refi makes sense.
4 min read
Mar 27, 2025
Erin Lowry
Expert Reviewer, Personal Finance
EXPERTISE
- Credit cards
- Debt management
- Personal finance
- Retirement
- Wealth
- Budgeting
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Meet our expertsAbout Erin
Erin Lowry is the author of the four-part Broke Millennial series, including: Broke Millennial, Broke Millennial Takes On Investing, Broke Millennial Talks Money and Broke Millennial Workbook: Take Control and Get Your Financial Life Together. Erin’s been featured in The New York Times, Wall Street Journal, and on GMA3, ABC News, CBS Sunday Morning, CNBC and The Rachael Ray Show. She has written for The New York Times, USA Today, and other major publications.
Erin's latest articles
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Should you refinance with the same lender?
Find out if your lender can offer you a better deal.
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How to set up direct deposit for your tax refund
Get your tax refund faster and more securely by setting up direct deposit. Learn how to avoid common mistakes.
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Women and banking: 50 years of progress
Events over the past half-century have helped to bolster women’s financial rights.
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Should you take a rebate or 0% financing? It depends
Consider whether you’d like lower monthly payments or cash toward the down payment.
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Should I sell my house for cash? Pros and cons of cash home sales
A cash home offer means the buyer can pay in full, without needing a mortgage.
5 min read Mar 19, 2025