How to finance a garage or other outbuilding (and why you should)
Why pay cash? Borrowing can make more sense for an add-on.
10 min read
Jun 06, 2024
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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What is mortgage amortization?
Using Bankrate’s calculator can help you see the outcomes for different scenarios.
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How to get a mortgage when you’re self-employed
True, the path to homeownership will be bumpier, but these tips can help you navigate it.
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Houzeo review: What it is and how it works
This review explores the Houzeo real estate website and how it works.
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How to report your rent payments to credit bureaus
Credit bureaus don’t automatically receive your rental payment history, but reporting your rent may help boost your credit score.
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Home Mortgage Disclosure Act (HMDA): What it is and why it’s important
It’s a way that you can get a sense of how a lender treats borrowers like you.
5 min read May 14, 2024