What are real estate transfer taxes?
Real estate transfer taxes are different from property tax, estate tax and gift tax.
2 min read
Aug 06, 2025
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score.
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Closing costs in Arizona: Who pays for what?
The Grand Canyon state has relatively low closing costs.
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Joint mortgages: What are they and should you get one?
Joint mortgages are certainly possible, but they don’t necessarily mean joint ownership.
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How to buy a house with a low income
Yes, you can buy a house with a low income.
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Should you give income updates to your credit card issuers?
If your credit card issuer asks for an income update, you can choose how to respond.
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2025 Q3 housing market trends: Hot temperatures bring a cooler market
The housing market in Q3 2025 is unlikely to bring lower home prices.
5 min read Jul 01, 2025 -
What is the Home Mortgage Disclosure Act (HMDA)?
It’s a way that you can get a sense of how a lender treats borrowers like you.
3 min read Jul 01, 2025