Will a charge card help my credit?
Even though they don’t impact your credit utilization, charge cards still impact your credit.
5 min read
Sep 20, 2024
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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How much does it cost to sell a house in New York state?
The cost to sell a house in New York state will vary widely depending on your location.
5 min read Sep 17, 2024 -
How to sell a house by owner in Massachusetts
It’s possible to sell a house by owner in Massachusetts, but it’s a lot of work.
5 min read Sep 13, 2024 -
Mortgage refinance: What is it and how does it work?
Everything you need to know before you start switching out your home loan.
9 min read Sep 05, 2024 -
Mortgage interest deduction: What it is and what qualifies
The mortgage interest deduction allows you to reduce your taxable income.
7 min read Sep 05, 2024 -
Pros and cons of a balance transfer
Balance transfers are useful tools in wiping out high APR debt with responsible use.
7 min read Aug 30, 2024 -
What is business travel insurance?
What is business travel insurance? Here’s what you need to know about these policies.
5 min read Aug 30, 2024 -
How to report revenue on a business card application
Business credit card application will ask about your revenue. What should you report?
5 min read Aug 29, 2024