How requesting a credit limit increase affects your credit
Getting a boost to your credit line can be helpful for your credit score and wallet, but you should make some decisions before calling your issuer.
8 min read
Jan 17, 2024
Erik J. Martin
Contributor, Personal Finance
EXPERTISE
- Personal finance
- Mortgages
- Housing market
- Home improvement
- Credit cards
EDUCATION
- Bachelor of Arts, Loyola University Chicago
- Dale Carnegie Training
Erik J. Martin is a contributor to Bankrate covering personal finance, including mortgages, the housing market, home improvement and credit cards. Based in the Chicago area, he is host of the “Cineversary” podcast and blogs on Cineversegroup.com and Martinspiration.com.
In addition to Bankrate, Martin has contributed to AARP The Magazine, Tte Chicago Tribune, Reader’s Digest, The Costco Connection and USAA, among other outlets.
Erik J.'s latest articles
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‘We buy houses’ companies in Indiana
Indiana homebuyers include national players, local outfits and iBuyers.
5 min read Jan 17, 2024 -
‘We buy houses’ companies in Charlotte, NC
Charlotte offers plenty of opportunities to sell quickly, for cash.
5 min read Jan 16, 2024 -
How to get an instant cash offer for your house
Interested in an instant, all-cash offer for your home? Here’s how to get one.
8 min read Jan 12, 2024 -
Best lenders for low- and no-down payment mortgages in 2024
Here are some of the best lenders for low- and no-down payment mortgages in 2024.
3 min read Jan 08, 2024 -
Credit card ownership and usage statistics
Find out how age, income level, gender and race tend to influence the number of credit cards one holds.
8 min read Dec 21, 2023 -
Guide to Wells Fargo Merchant Services
This bank offers robust payment processing options for businesses, though watch for poor reviews.
6 min read Dec 21, 2023 -
Should you sign the back of your credit card?
Signing the back of your credit card probably isn’t necessary, but it can’t hurt.
4 min read Dec 21, 2023