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Erica Sandberg

Contributor, Credit Cards
Ribbon Icon EXPERTISE
  • Credit cards
  • Rewards credit cards
  • Travel credit cards
  • Business credit cards
  • Debt management
Education Icon EDUCATION
  • Bachelor of Arts, San Francisco State University
  • Certificate in Personal Financial Planning, UC Berkeley Extension

Erica Sandberg is a contributor to Bankrate covering credit cards, rewards credit cards, travel credit cards, business credit cards and debt management. She is the author of “Expecting Money: The Essential Financial Plan for New and Growing Families” and previously produced “Making It In San Francisco” on KRON4 and the “Adventures in Money” podcast.

In addition to Bankrate, Sandberg’s work includes contributions to Discover, Experian, First Republic Bank and U.S. News & World Report, and she has represented Chase, Western Union, the Better Business Bureau and Learning Resources in various media campaigns. She has also been quoted in several leading outlets, including the Los Angeles Times, the San Francisco Chronicle and The Wall Street Journal.

Sandberg began her career at Consumer Credit Counseling Service (CCCS), where she helped individuals and families overcome their debt issues and developed budgets, then transitioned to the agency's primary media spokesperson.

Sandberg devotes her time to causes that move her, including to Downtown Streets Team where she helped people experiencing homelessness fix their credit problems, open bank accounts and prepare for a financially independent future. Her volunteer board experience includes the San Francisco Police Department’s Community Advisory Board on Homelessness, San Francisco SAFE (Safety Awareness for Everyone) and the Salvation Army Harbor Lights Center advisory board.

Erica's latest articles

  • Mother working on laptop with toddler

    Worst credit advice from friends and family

    Credit advice from friends and family is often well-intentioned, but we’ve gathered our top ten worst pieces of advice that can hurt your credit and credit score. Find out what to avoid, and what to [...]

    6 min read Jul 05, 2021
  • Woman working out of a food truck

    Can you reopen a closed credit card?

    Reopening a closed credit card can prove to have its difficulties and incentives. Read our take on the process, and if it might be the right time for you to invest in a new card for your business expe [...]

    3 min read Jun 29, 2021