
What is the average personal loan rate for May 2025?
Personal loan interest rates today are unusually high, thanks to market forces.
Emmanuel Nyame is a member of Bankrate’s Financial Expert Review Board and CEO of Twelvenets, leading campaigns that drive community and economic growth.
With a background in economics and 16 years of experience, He spent his formative years serving business accelerators and venture capital firms, helping prepare startups for funding opportunities, including through SXSW’s Pitch program, whose finalists have raised over $23.2 billion since 2009. He also serves as a Global Communications and Engagement Specialist at the United Nations Foundation. He has led campaigns and corporate match-donation efforts, raising over $7 million for social impact initiatives.
He is a FERD’s List Europe honoree and two-time nominee for the Global Business Hall of Fame. His success in launching and effectively running a student loan campaign in high school through the Junior Achievement Company Program influenced his career path.
As a Bankrate expert reviewer, Emmanuel provides insights on social and consumer finance, economic policy, and financial planning, helping readers navigate key financial decisions with clarity and impact.
Finance is more than numbers—it’s a tool for empowerment. The right financial decisions can turn ideas into impact and vision into lasting change.
— Emmanuel Nyame
Personal loan interest rates today are unusually high, thanks to market forces.
Here’s how to decide whether leasing or buying a car is right for you.
Learn how to get preapproved for a car loan.
The ICR plan could be a lifeline for parents struggling with student loan payments.
It’s possible to buy a house with much less than 20 percent down.
Dealer financing is convenient but costly — learn how to save.
Here’s how to choose which student loan is best for your needs.
Grants are available at the federal, state and institutional level.