Skip to Main Content

Dr. Annie Cole, Ed.D.

Reviewer, Personal Finance
Ribbon Icon EXPERTISE
  • Budgeting
  • Debt Management
  • Financial Planning
  • Investing
  • Retirement savings
Education Icon EDUCATION
  • Bachelor of Science, Psychology, Oregon State University
  • Master of Art, Higher Education & Student Affairs, University of Portland
  • Ed.D., Education Leadership, University of Portland

Dr. Annie Cole, Ed.D. is an expert educator turned financial coach who teaches women how to master all areas of their finances, from budgeting and paying off debt to investing, building wealth, and retiring early. After spending 11 years developing and teaching courses to students and adults, she turned her educational focus to financial education with the goal of making complex financial topics simple for the everyday person.


Personally, Annie has experienced her own financial transformation over the last decade. In her 20s, Annie was a burnt-out social worker struggling on a $26,000 salary. By her 30s, she had climbed the ladder to a Vice President role, invested over $380k, owned $1 million in real estate, and cut 20 years off her retirement date.


Today, she runs Money Essentials for Women, an online financial resource center for women, and inspires women to step into new levels of money mastery and confidence. Learn more about her work at www.money-essentials.com or on Instagram @build.wealth.with.annie.


Dr. Annie beyond Bankrate

5 Ways to Show Your Value at Work

Arrow Right Icon

Will a debt consolidation loan be worth opening in 2025? Experts weigh

Arrow Right Icon

5 Side Gigs To Avoid if You Want to Build Wealth

Arrow Right Icon

Meet the millionaires living the ‘underconsumption’ life: They...

Arrow Right Icon

Easy Ways to Save Money on Holiday Shopping—From Coupons to Budget...

Arrow Right Icon

I'm on track to retire at 45. I started my career earning only $26,000

Arrow Right Icon

“Reaching money goals can feel complicated, but it shouldn’t be! With the right resources, support, and financial planning, reaching any financial goal is possible.

— Dr. Annie Cole, Ed.D.

Dr. Annie's latest articles