What’s the difference between subsidized and unsubsidized student loans?
The main difference between the two loan types comes down to who pays interest.
3 min read
Jun 23, 2025
Dori Zinn
Contributor, Personal Finance
Dori Zinn is a contributor to Bankrate covering personal finance, personal loans, student loans, student financial aid and investing, among other topics. Since graduating college in a recession, she has covered various parts of the personal finance space, including banking, budgeting, investing and real estate, for more than a decade. She has also contributed to CNET and has been featured in Forbes, The New York Times, The Wall Street Journal, Yahoo and other outlets. She loves teaching people about money.
Dori's latest articles
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CSS Profile vs. FAFSA: What’s the difference?
Should you fill out both the FAFSA and the CSS Profile? That depends on your school.
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Who qualifies for debt forgiveness?
Debt forgiveness has different qualification based on the type of debt.
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Guide to the best grants for college students
Grants are available at the federal, state and institutional level.
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The ultimate guide to federal student loans
Before you apply for federal student loans, make sure you understand your options.
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Peer-to-peer loans: What they are and how they work
Peer-to-peer lending is similar to traditional lending, but here’s what to consider.
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What is the graduated repayment plan for student loans?
If you expect your income to grow significantly, consider graduated repayment.
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7 investing mistakes financial pros say you should avoid
Regardless of how much money you have, it can be easy to fall into investment traps.
4 min read Apr 10, 2025