David McMillin
Contributor, Personal Finance
Experience
David McMillin is a contributor to Bankrate covering personal finance, including mortgages, real estate, student loans and auto loans. From budgeting tips for individuals to funding strategies for aspiring business owners, his goal is simple: to help readers figure out how to save more and stress less. As a musician, he has spent a lot of time worrying about money, as well, and he applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.
McMillin studied writing at DePauw University. He is based in Chicago and loves to discover new places. He only needs to visit four more states (Alaska, Oklahoma, Utah and Vermont) to check all 50 off his list.
David's latest articles
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Median home prices in every state
The priciest and most affordable states in the country to buy a home.
4 min read Nov 19, 2024 -
How long does it take to buy a house?
Understanding the steps and time frame of the homebuying process.
4 min read Nov 19, 2024 -
Should you tap your home equity to invest?
It boils down to whether investment returns outweigh the interest rates.
11 min read Nov 11, 2024 -
How U.S. home sizes have evolved over time
What’s the average home size in the U.S., and how has it evolved?
5 min read Nov 08, 2024 -
Pros and cons of a cash-out refinance
It can be fast, easy money — but it comes with caveats.
6 min read Oct 31, 2024 -
Deed of reconveyance: What it is and how it works
If the deed of reconveyance hasn’t been recorded, don’t panic just yet.
6 min read Oct 23, 2024 -
Should you use a home equity loan to pay off your debts?
It can be a smart strategy, provided you understand what you’re risking.
14 min read Oct 17, 2024