David McMillin
Contributor, Personal Finance
David McMillin is a contributor to Bankrate covering personal finance, including mortgages, real estate, student loans and auto loans. From budgeting tips for individuals to funding strategies for aspiring business owners, his goal is simple: to help readers figure out how to save more and stress less. As a musician, he has spent a lot of time worrying about money, as well, and he applies the lessons he’s learned from that financial balancing act to offer practical advice for personal spending decisions.
McMillin studied writing at DePauw University. He is based in Chicago and loves to discover new places. He only needs to visit four more states (Alaska, Oklahoma, Utah and Vermont) to check all 50 off his list.
David's latest articles
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Refinancing for home improvement: How it works
Tapping your home to upgrade your home: A good idea, but beware the potential pitfalls.
7 min read May 28, 2024 -
How to sell a house by owner in Pennsylvania
Selling a house without a Realtor in Pennsylvania is possible, but it’s a lot of work.
4 min read May 24, 2024 -
What is the National Association of Realtors (NAR)?
This trade organization for real estate pros is America’s largest.
3 min read May 24, 2024 -
Mortgage rate lock: What it is and when you should use one
It can make sure you don’t get burned by rising interest rates before you close.
8 min read May 23, 2024 -
How to sell a house by owner in South Carolina
Selling a house without a real estate agent is hard work.
6 min read May 22, 2024 -
What is collateral for a mortgage, and how does it work?
It’s usually the home you’re buying — and it’s on the line if you can’t repay the loan.
4 min read May 13, 2024