How to dispute a credit card charge
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
Dana Dratch is a personal finance and lifestyle writer who enjoys talking all things money and credit. With a degree in English and writing, she likes asking the questions everyone would ask if they could and sharing the answers — along with smart money management tips from the experts.
Her work has appeared in a variety of magazines, newspapers and news outlets, including CreditCards.com, Bankrate.com, Better Homes & Gardens, Men’s Health, ABCNews.com, CNBC.com, NBCNews.com, CNN Money, HuffPost, The Nest, The Fiscal Times, MarketWatch, E.W. Scripps Co., Yahoo Finance, Business Insider, Law.com, NASA.gov, NASDAQ.com, the Working Woman Report, the Chicago Tribune, the Tampa Bay Times, the Orlando Sentinel, The Seattle Times and the CPA Practice Advisor.
Her work has been referenced by: Time, the New York Times, CBSNews.com, Money Under 30, the Congressional Research Service, the Michigan Law Review, the University of Chicago School of Law, the Federal Register, TheDay.com, The Network Journal, “The Money Guy Show,” the Society of Certified Senior Advisors, Lawyers.com and the book “Short Changed: Life and Debt in the Fringe Economy.”
She also writes the Red Herring mystery series, where money often figures in the motive.
Unauthorized use, billing errors and complaints are covered by two laws. Here’s what you need to know.
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There are alternative ways to build credit, like becoming an authorized user, opening a store card or reporting your utility payments each month.
Key financial details are buried in the tiny type. Not reading it can cost you.
If you want the best prices, steer clear of this stuff for a while.
You can save a lot by waiting until the right time of year to buy this stuff.