What Is Personal Liability Insurance?
Learn what personal liability insurance is on a homeowners policy and who needs it.
Insurance is an important part of your overall financial plan.
— Cate Deventer
Cate Deventer is an insurance expert who has held Property & Casualty and Life, Accident & Health insurance licenses for over 10 years. As an insurance agent, she quoted and issued multiple insurance policy types and assisted clients with claims. She has a passion for helping people understand their insurance needs, choose appropriate coverage levels and learn how insurance coverage can affect overall financial well-being.
Cate also enjoys writing and editing and has since combined her passions for content and insurance. While earning a bachelor’s degree in English with a concentration in professional and technical writing from Indiana University, Cate also studied the insurance industry in all 50 states and Washington, D.C., assessed insurance providers and wrote about auto, property, flood, umbrella and life insurance products.
In addition to her love for insurance, Cate also has a soft spot for the FIRE movement and index funds. When she’s not writing insurance content or reading about other financial topics, you can usually find her playing with her hyperactive dog, reading thrillers, gardening or kickboxing.
Cate’s work on Bankrate.com has been featured in The New York Times, Huffington Post, Fortune.com and MarketWatch.
CBS News
CNBC
Yahoo! In the Know
Insurance is an important part of your overall financial plan.
— Cate Deventer
Learn what personal liability insurance is on a homeowners policy and who needs it.
Bankrate explains why Louisiana homeowners may want to consider flood insurance.
Homeowners in Florida may want to consider a flood insurance policy.
Curious about Massachusetts flood insurance? Bankrate offers insight.
Is it better to pay car insurance in installments or in full? Bankrate explains.
Unfortunately your insurance claim check doesn’t always go directly to your wallet.
Renters insurance can offer peace of mind in case of theft, liability and more.
The national average for full coverage auto insurance is $1,674 per year, but Americans can pay significantly different rates depending on their location.
Even a single DUI may require you to seek out high-risk auto insurance.