Brendan Dyer

Writer, credit cards

4

Years with Bankrate

EXPERTISE

Rewards credit cards
Travel credit cards
Business credit cards
Credit card comparisons
Personal finance

EDUCATION

BA in Professional Writing (Western Connecticut State University)
MFA in Journalism (Western Connecticut State University)

Brendan is a personal finance journalist for Bankrate who writes informative and educational content about credit cards and building credit. He works on content specifically geared toward users with bad or fair credit, and about credit cards with low-interest or 0 percent APR offers.

Brendan wants you to know

Debt is an uncomfortable situation that nearly half of Americans experience, and I try very hard to avoid it. I never spend more than I can pay off in a single billing cycle, even if it means trimming my grocery haul or my Amazon cart. If I ever choose to borrow money that isn’t going to come in on my next paycheck, it’s probably not a wise financial decision. I want to give myself plenty of breathing room for emergency spending.

Brendan's recommended readings

“"The road to excellent credit is paved with good credit habits."”

– Brendan Dyer

It took me five years to achieve excellent credit. Now what?

Excellent credit can make your experience with cards and other lending products much more enjoyable. I spoke with an expert from Experian about what the real benefits of excellent credit are and what someone with a perfect score can do.

Best credit cards for teachers

Teachers can use credit cards as an option to finance classrooms and cover teaching costs.

6 min read Feb 14, 2024
Alaska Airlines Visa® Business Credit Card Review

With the Alaska Airlines Visa Business Card, earn 3 miles per dollar spent on eligible Alaska Airlines purchases and 1 mile on other purchases.

3 min read Jan 18, 2024
Can credit card companies tell if you lie on an application?

Lying on your application can have serious consequences, so think twice before you submit.

6 min read Dec 08, 2023
Capital One Savor Cash Rewards Credit Card Review

With the Capital One Savor Cash Rewards Credit Card, you can easily earn cash back on dining, entertainment and streaming service purchases.

11 min read Sep 28, 2023
Alaska Airlines Visa Signature® credit card Review

The Bank of America-issued Alaska Airlines Visa credit card has a hallmark feature that's hard for other airline cards to top: its Alaska's Famous Companion Fare offer.

13 min read Jun 27, 2023
Delta SkyMiles® Blue American Express Card Review

The Delta SkyMiles Blue American Express credit card has no annual fees and a welcome offer of 10,000 miles for $1,000 spent in your first six months.

13 min read May 15, 2023
Best credit cards for international students in the U.S.

Credit cards for international students often let them apply without an SSN.

8 min read Apr 18, 2023
Bank of America® Unlimited Cash Rewards Credit Card for Students Review

The card may not offer the most benefits, but it features solid flat rate cash back of 1.5 percent and no annual fes, making it a wise choice for students looking to build credit.

4 min read Apr 17, 2023