DCU Visa® Platinum Credit Card
A no-frills card that does not offer rewards but advertises a low range of APRs, making it a good card if you anticipate carrying a balance.
Brendan Dyer is a Bankrate editor who writes and edits content for rewards, travel, cash back and business credit cards. He’s passionate about informing readers about the most innovative ways to use their credit cards and how synergistic multiple cards can be in the right hands.
Brendan started at Bankrate in October of 2021 and has worked on a wide variety of reviews and projects with the goal of simplifying the card-shopping process for readers. He wrote copy for Bankrate’s Spender Type tool and conducted research and wrote content for Bankrate’s points and miles valuations, two pages that connect readers with information to help them make smart credit card decisions.
To fill the space between writing and editing content for Bankrate, Brendan moonlights as a fiction author and an adjunct writing professor teaching first-year composition.
Brendan wants you to know
Brendan holds three credit cards and only paid an annual fee once he got the American Express Gold Card. Although the card’s $250 annual fee can be staggering for most cardholders, Brendan uses it for all of his U.S. supermarket and restaurant purchases so he can build a rewards balance that will fund his international travel. Plus, the card’s $240 worth of monthly Uber and dining credits help it nearly pay for itself.
Brendan's recommended readings
Best credit cards for international travel
Traveling around the world with credit card points
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A no-frills card that does not offer rewards but advertises a low range of APRs, making it a good card if you anticipate carrying a balance.
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