
Credit cards for stay-at-home parents or guardians
Credit cards that offer rewards in common spending categories, like groceries and dining, can help stay-at-home parents build credit.
Brendan is a personal finance journalist for Bankrate who writes informative and educational content about credit cards and building credit. He works on content specifically geared toward users with bad or fair credit, and about credit cards with low-interest or 0 percent APR offers.
Debt is an uncomfortable situation that nearly half of Americans experience, and I try very hard to avoid it. I never spend more than I can pay off in a single billing cycle, even if it means trimming my grocery haul or my Amazon cart. If I ever choose to borrow money that isn’t going to come in on my next paycheck, it’s probably not a wise financial decision. I want to give myself plenty of breathing room for emergency spending.
“"The road to excellent credit is paved with good credit habits."”
Credit cards that offer rewards in common spending categories, like groceries and dining, can help stay-at-home parents build credit.
Consider a dedicated business credit card to keep business purchases separate and simplify expenses for tax-time.
Not only do Capital One business cards offer valuable rewards and cardholder benefits, but each one offers free employee cards.
If your credit is poor, you may have to get a secured business credit card first.
Discover the best credit cards for self-employed freelancers.
See our expert breakdown of the best card offerings from Discover and Capital One.
The simple, no-hassle AAA Member Rewards card makes it easy to use and redeem points.
The Bank of America Premium Rewards Card pays big rewards for people with qualifying Preferred Rewards status, but it isn't as competitive otherwise.