Brendan Dyer

Writer, credit cards
  • 4
    Years with Bankrate
Ribbon Icon EXPERTISE
  • Rewards credit cards
  • Travel credit cards
  • Business credit cards
  • Credit card comparisons
  • Personal finance
Education Icon EDUCATION
  • BA in Professional Writing (Western Connecticut State University)
  • MFA in Journalism (Western Connecticut State University)

Brendan is a personal finance journalist for Bankrate who writes informative and educational content about credit cards and building credit. He works on content specifically geared toward users with bad or fair credit, and about credit cards with low-interest or 0 percent APR offers.

Brendan wants you to know

Debt is an uncomfortable situation that nearly half of Americans experience, and I try very hard to avoid it. I never spend more than I can pay off in a single billing cycle, even if it means trimming my grocery haul or my Amazon cart. If I ever choose to borrow money that isn’t going to come in on my next paycheck, it’s probably not a wise financial decision. I want to give myself plenty of breathing room for emergency spending.

Brendan's recommended readings

“"The road to excellent credit is paved with good credit habits."”

– Brendan Dyer

It took me five years to achieve excellent credit. Now what?

Excellent credit can make your experience with cards and other lending products much more enjoyable. I spoke with an expert from Experian about what the real benefits of excellent credit are and what someone with a perfect score can do.
Read more

Brendan's latest articles

  • Apple Card review

    The Apple Card offers rewards on all spending, including 3 percent back on Apple purchases. Find out where this card shines and how it stacks up to competition.

    12 min read May 09, 2022

  • DCU Visa Platinum Credit Card Review

    A no-frills card that does not offer rewards but advertises a low range of APRs, making it a good card if you anticipate carrying a balance.

    10 min read Dec 23, 2020