
Can a credit card charge a late fee on a late fee?
Late fees get charged interest once they’re part of your balance.
Brady Porche is a former editorial director for CreditCards.com and Bankrate Credit Cards. He has 20 years of professional experience as a writer and editor.
Brady’s writing has provided consumers with helpful information on many aspects of personal finance. He specializes in credit scores and credit reports, and has extensively covered topics such as rewards, debt management, data security, consumer law, monetary policy and more.
Brady also works with noted personal finance experts to deliver weekly insights into key topics such as business credit, credit scores, using rewards to fund travel and credit card industry trends.
As a personal finance writer and editor, Brady’s goal is to break down complex credit card topics in a way that helps consumers make the best decisions for their finances – whether it’s choosing the best cards for their spending needs, getting out of debt, starting a business or planning a dream vacation with points and miles.
If you’re a credit card user and you want to avoid getting into debt, it’s critical to create a budget and stick to it. Avoid spending more with your card than you can pay off each month. Better yet, pay your balance down to zero each week if your budget allows it.
— Brady Porche
Late fees get charged interest once they’re part of your balance.
What the Fed news really means: a demystification of Fed terms.
The Fair Credit Billing Act provides an actual timeframe for the issuer to resolve disputes, so it can’t stretch out its investigation indefinitely.
As the world starts to reopen, many are beginning to attend live events. But some still cite fear of COVID as a reason they won’t be going to public affairs any time soon.
Mastercard announced on Sept. 28 that it’s wading into the deferred payments business with its flagship “buy now, pay later” program.
Credit card customer satisfaction is yet again a two-horse race in 2021.
Sprucing up a room through photo editing can make a home listing more appealing to buyers
Don’t wait to claim these sky-high travel benefits.