What to know about financial insolvency
Insolvency is a difficult financial situation, but it doesn’t have to last forever.
6 min read
Aug 19, 2024
Bev O'Shea
Expert Reviewer, Debt and Credit
EXPERTISE
- Credit scores
- Credit reports
- Building and rebuilding credit
- Debt
- Identity theft
- Scams
EDUCATION
- BS - Auburn University
- MS - Georgia State University
Bev O'Shea is a Georgia-based freelance journalist specializing in personal finance and consumer credit. She has worked in personal finance since 2007, when she joined MSN Money as a copy editor. She is a former personal finance writer for NerdWallet, where she was an authority on credit reports, credit scores and identity theft. At NerdWallet, she originated a "scam alert" column, frequently appeared on NerdWallet's Smart Money podcast and led coverage of a massive Equifax data breach.
More recently, she has written for HerMoney, NextAvenue and Experian. Her work has appeared in The New York Times, The Washington Post, the Los Angeles Times, MarketWatch, USA Today, MSN Money and elsewhere. Every now and then, her credit score reaches 850.
Bev beyond Bankrate
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