Bev O'Shea is a Georgia-based freelance journalist specializing in personal finance and consumer credit. She has worked in personal finance since 2007, when she joined MSN Money as a copy editor. She is a former personal finance writer for NerdWallet, where she was an authority on credit reports, credit scores and identity theft. At NerdWallet, she originated a "scam alert" column, frequently appeared on NerdWallet's Smart Money podcast and led coverage of a massive Equifax data breach.
More recently, she has written for HerMoney, NextAvenue and Experian. Her work has appeared in The New York Times, The Washington Post, the Los Angeles Times, MarketWatch, USA Today, MSN Money and elsewhere. Every now and then, her credit score reaches 850.
Paying off debt requires carefully studying your current circumstances and understanding available options. With this information, you can create and implement a successful action plan to make your way [...]
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