
Payday loans vs. installment loans: One is a much better option
If you’ve got poor credit and need cash fast, here are safer ways to borrow.
Beth Deyo has been a professional financial writer since 2019. She specializes in personal financial planning, credit repair, and insurance topics. Before her career change, she spent 14 years as a wealth manager and financial planner.
She has a Bachelor's Degree in Finance from the University of South Florida, where she graduated magna cum laude. Today, her passion lies in helping readers learn how to manage debt and credit issues and understand other complex financial topics.
If you’ve got poor credit and need cash fast, here are safer ways to borrow.
Voluntary repossession won’t necessarily help your credit.
Missed debt payments or collection accounts can stay on your report for 10 years.
You can take steps every month to end the year with healthier credit.
Breaking your lease doesn’t affect your credit, but the situation might.
Car repairs can be an opportunity to boost your credit if you do it right.
Medical debt under $500 is now off your credit reports, even if it goes into collections.
You can use your Experian account to check your credit, but you don’t have to keep it.