Can you pay to remove negative items from your credit report?
Some credit repair experts suggest arranging for a pay-for-delete agreement.
6 min read
May 30, 2025
Beth Deyo
Contributor
EXPERTISE
- Personal financing planning
- Credit repair
- Insurance
EDUCATION
- Bachelor's Degree in Finance from the University of South Florida
Beth Deyo has been a professional financial writer since 2019. She specializes in personal financial planning, credit repair, and insurance topics. Before her career change, she spent 14 years as a wealth manager and financial planner.
She has a Bachelor's Degree in Finance from the University of South Florida, where she graduated magna cum laude. Today, her passion lies in helping readers learn how to manage debt and credit issues and understand other complex financial topics.
Beth's latest articles
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Should you cancel an unused credit card?
Sometimes, you should keep a credit card, even if you don’t use it.
7 min read Apr 29, 2025 -
Payday loans vs. installment loans: One is a much better option
If you have poor credit and need cash fast, there are safer ways to borrow than predatory payday loans.
7 min read Mar 31, 2025 -
What is a credit sweep?
A credit sweep is a fraudulent credit repair tactic that disputes all negative items on a credit report at once.
5 min read Mar 11, 2025 -
What is a derogatory mark on your credit?
A derogatory mark is a negative entry on a credit report.
5 min read Mar 11, 2025 -
Will doing a voluntary reposession protect your credit?
Voluntary repossession won’t necessarily help your credit.
6 min read Feb 24, 2025 -
When does debt fall off your credit report?
Missed debt payments or collection accounts can stay on your report for 10 years.
7 min read Feb 19, 2025 -
New year, new you: Your 12 month credit repair challenge
You can take steps every month to end the year with healthier credit.
6 min read Jan 28, 2025