Do student loans affect your credit score?
As with other debts, student loans can have both good and bad credit impacts.
4 min read
Dec 22, 2024
Ben Luthi
Contributing writer
Highlights
- Full-time freelance writer
- Featured in U.S. News & World Report, the New York Times, Marketwatch, Today and others
- Former staff writer for Student Loan Hero and NerdWallet
Experience
Ben Luthi is a freelance writer who specializes in all things personal finance and travel. Ben enjoys helping people learn about important and complex topics, so they can personalize them and might the right decisions for themselves and their loved ones.
In addition to writing for Bankrate, Ben's work is also featured in U.S. News & World Report, the New York Times, Marketwatch, Today and others. He has worked in various aspects of financial services, including financial planning, life insurance, banking and auto finance.
Ben worked as a staff writer for NerdWallet and Student Loan Hero before becoming a full-time freelancer. He loves researching and taking trips around the globe, hiking and discovering new restaurants in his hometown Salt Lake City.
Ben's latest articles
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Student loan refinancing vs. consolidation
Refinancing versus consolidation depends on the type of loan you have.
4 min read Dec 15, 2024 -
Buyer’s market vs. seller’s market: What’s the difference?
Here’s how to tell what type of market you’re in, and how to make the most of it.
5 min read Dec 13, 2024 -
Should you pay off your car loan early? Or is it smarter to wait?
It could be smart to pay off your loan entirely or make larger payments.
6 min read Dec 10, 2024 -
Is law school worth the debt in 2025?
With no job guarantees and staggering debt, prospective attorneys are taking a risk.
4 min read Dec 09, 2024 -
What to do if you lose your financial aid
Sometimes it’s possible to regain financial aid – but not always.
4 min read Nov 17, 2024 -
How often should you compare mortgage rates?
Don’t go crazy. But it’s important to look regularly when looking to purchase or refinance.
4 min read Nov 12, 2024 -
How to get in-state college tuition
Getting in-state tuition can save you over $10,000 a year on average.
4 min read Oct 21, 2024