
Should you apply for an income-driven repayment plan?
Income-driven repayment is best for low-income borrowers who are early in repayment.
5 min read
Mar 26, 2025
Income-driven repayment is best for low-income borrowers who are early in repayment.
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You may have to fill out information for only one parent.
Credit unions typically offer personalized service and interest rate discounts.
An 84-month loan will reduce your monthly payments but cost more overall.
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