![Woman sitting on couch with laptop with credit card in hand](https://www.bankrate.com/2023/04/16180539/Cards_What_Is_APR_On_A_Credit_Card.jpg?auto=webp&&optimize=high&crop=16:9&width=300)
What is APR on a credit card?
APR is your card’s interest rate, and it will cost you if you carry a balance.
I take a fair amount of heat for being thrifty, and I'm not sure that's a bad thing. Living within your means and simplifying where possible are two of the keys to financial wellness, and my personal experience bears it out. That said, I'm not averse to occasionally splurging on a pair of well-made sneakers or an MLB streaming package (Bronx Bombers Rule).
Personal finance, credit cards (balance transfer, zero interest and student)
B.A. in Mass Communication with Distinction, University of North Carolina at Asheville
APR is your card’s interest rate, and it will cost you if you carry a balance.
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