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How to build credit with a secured credit card
If you have a low credit score or a limited credit history, you can start building credit with a secured credit card. Here’s what you need to know.
Living a joyful, fulfilling life is easier achieved when you make smart financial decisions that support who you want to be.
— Aylea Wilkins
Aylea Wilkins has worked at Bankrate since 2019. She currently edits articles on a variety of topics. Previously, she has edited Bankrate articles on insurance, personal loans, home equity loans and student loans.
Aylea has extensive editorial experience covering personal finance, business and marketing. Her career includes time as a copywriter for small businesses to improve their search engine optimization, freelance writing, website editing for small businesses and even an internship at Walt Disney World. Throughout her career, she has focused on helping readers find greater joy in their lives, often through making smart decisions on the road to financial freedom.
Outside of work, Aylea is extremely passionate about children's literature and literacy. She volunteers with reading organizations, keeps tabs on the latest in children's literature and reviews books on Goodreads and NetGalley. She can often be found planning another Disney vacation or working on the young adult novel she hopes to publish.
Student loans were a big part of how I could have college experiences that I wouldn't have otherwise, particularly a life-changing experience studying abroad in London for four months in my junior year. I used a mix of Pell grants, student loans, scholarships and jobs to pay for school, saving tens of thousands of dollars and helping me pay off my student loans within a year of graduation. I encourage students to look at all their resources and creative ways to achieve their goals in school and set themselves up for financial success.
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Living a joyful, fulfilling life is easier achieved when you make smart financial decisions that support who you want to be.
— Aylea Wilkins
If you have a low credit score or a limited credit history, you can start building credit with a secured credit card. Here’s what you need to know.
Refinancing your private student loans is worth considering if it saves you money.
Debt becomes a problem when you don’t have the means to pay it off or owe too much to too many companies to pay down the balances.
Here’s what happened to your old Bank of America student loans.
Embrace is a pet insurance company that offers several benefits to pet owners and their furry companions.
Lemonade pet insurance provides comprehensive coverage, ensuring your pets receive the best care possible without breaking the bank.
Nationwide offers pet insurance coverage for dogs, cats and even exotic pets. You can get insurance for your pet with your other insurance policies.
This guide will help you understand the FAFSA, everything you need to know to apply, and what to expect when you're done.