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Discover it® Student chrome review
Discover it® Student chrome offers generous cash back rewards to those who dine out or drive frequently.
Building credit doesn’t have to be a complicated process, and with the right credit card and consistent responsible habits, anyone can build their way up to an excellent credit score.
— Ashley Parks
Ashley Parks is an editor for Bankrate and CreditCards.com with expertise in building credit and repairing damaged credit quickly and responsibly. She has broad knowledge of credit card products, and she’s especially knowledgeable about subprime and student credit cards. During her time at Bankrate, Ashley has published stories with credit card advice for college students, international students, and first-generation credit card users. She also wrote a series on the best credit cards available to people with credit scores in the bad to fair range. Ashley is regularly featured in Bankrate video explainers, where she breaks down credit card concepts into understandable tips. Ashley is passionate about making credit card knowledge as accessible as possible.
Ashley graduated from Texas Christian University (TCU), earning her Bachelor of Arts degree in Writing and Theatre. You can learn more about Ashley, her work and her artistic pursuits at her personal website, ashleyparks.com.
Ashley opened her first credit card when she was a sophomore in high school. She didn’t want a credit card at all, but her parents insisted that building credit early would be key to helping her achieve future goals, like getting her first apartment. Though she got the credit card in high school, she didn’t start using the card to its full potential until after she began her career covering credit cards at Bankrate. “I avoided using my credit card at all costs until I had the knowledge of how they actually worked…almost 7 years later. I missed out on some key perks, but I’m impressed with what we can get credit cards to do for us when we know how to use them responsibly.”
Building credit doesn’t have to be a complicated process, and with the right credit card and consistent responsible habits, anyone can build their way up to an excellent credit score.
— Ashley Parks
Discover it® Student chrome offers generous cash back rewards to those who dine out or drive frequently.
As one of the few credit cards to offer monthly swappable categories, this flexible card can rake in 3 percent cash back on each month’s biggest expenses.
The Avant Credit Card is an unsecured credit card designed for someone with a fair or average credit score or a limited credit history. It requires no deposit and can help you build credit with responsible use, but doesn't offer many other benefits.
Though it's relatively low-cost for an unsecured credit-building card, the Mission Lane Visa is pricier than most secured cards.
A secured credit card can help start off your credit journey and build credit history
Anyone can build credit and policies now exist to combat lending discrimination.
How to reset your parents’ resistance to credit.
Credit cards can be a tool to ease financial stress.
The Bank of America Premium Rewards Card pays big rewards for people with qualifying Preferred Rewards status, but it isn't as competitive otherwise.
The My GM Rewards Card earns high-throttle rewards on GM purchases and everyday spending, but the card’s red tape and niche redemption options may limit its appeal, even to GM fans.
The Upgrade Visa® Card with Cash Rewards could offer a predictable and transparent financing alternative for cardholders who struggle with managing credit card balances. By putting your balance into an installment plan, the card could help you minimize interest charges and keep your debt repayment efforts on track.
Marriott customers who value luxury will get the best value from this card.
While only a small part of a card, a concierge service can save you time and money.
A credit score of 700 may not allow you to fill your wallet with high rewards credit cards named after precious metals and gems, but you’re well on your way if you keep building good credit habits.
Find out which card offers are available to students with no credit history.
A credit card may be a financial tool at your fingertips.