Angelica Leicht

Editor, Credit Cards
Ribbon Icon EXPERTISE
  • Credit cards
  • Building credit
  • Credit scores
  • Credit card comparisons
  • Auto insurance
  • Property insurance
Education Icon EDUCATION
  • Bachelor's degree in English Literature, the University of Houston

 

Angelica Leicht is an editor across Bankrate and CreditCards.com. She has over a decade of experience as a writer and editor, with a specific emphasis on personal finance content for over half of her career.

Angelica has written and edited for numerous personal finance publications throughout her career, from taking the helm of mortgage content on The Simple Dollar to working as a lead editor on insurance at Bankrate. These days, she helps serve readers by creating well-informed, up-to-date content to assist them on their credit card journeys.

She is truly passionate about helping readers make well-informed decisions for their wallets, whether the goal is to find the best travel rewards credit card or determine the right plan for tackling their debt. Her work has also been featured on The Motley Fool, Bankrate, The Simple Dollar, Interest, MSN Money, Stacker, The Spruce, Houston Press, and Very Well, among others.

Outside of work, Angelica likes to spend her time cranking old records on a vintage phonograph, spoiling her French bulldog, discussing how new technology might revolutionize the personal finance space, or binging the latest episode of a true crime podcast.

Find Angelica beyond Bankrate

Angelica wants you to know

When I applied for my first credit card, it felt stressful and overwhelming. I wasn’t sure about my changes of approval, I hadn’t done much research on the card perks, and I frankly wasn’t sure whether I could trust myself to use it responsibly. But what I quickly learned was that credit cards don’t have to be intimidating; finding and utilizing the right card can be a great tool for your finances.

After a few month of responsible use, my credit score was in better shape than it ever had been, but the perks of the card I got weren’t a good fit for my spending and I took a temporary ding to my credit score to apply for one that offered the right benefits. What I learned is that research is key, even with your first card. Don’t get caught up in the what-ifs of the application process; do your homework and apply for a card that fits your credit score and offers the best benefits for your spending.

Angelica Leicht's recommended readings

Making the right money decisions can be tough, which is why it's important to me to help make financial content more informative, accurate, and accessible.

— Angelica Leicht

Angelica's latest articles

  • Car insurance for a GMC

    The cost of car insurance, however, can vary greatly. If you go with your state's minimum liability coverage, for example, your premiums will be lower. Adding on coverage options like collision and comprehensive add dollars to your premium, but also include coverages that may save you money in the long run. Other factors include the make, model and age of your car — an expensive sports car, for example, may cost more to insure than a family sedan.

    8 min read Oct 26, 2022

  • Car insurance for Fords

    Car insurance rates are personalized, and several factors determine your premium, like your age and claims history. One of the most influential factors is the type of vehicle you insure. The cost of Ford car insurance will depend on the make and model, as well as the car insurance company that underwrites your policy.

    6 min read Oct 26, 2022

  • Car insurance for a Fiat

    While the level of coverage is one aspect that affects the cost of car insurance, your specific make and model will also contribute to how much a car insurance company will charge.

    7 min read Oct 26, 2022

  • Car insurance for Dodges

    Bankrate reviewed several models within the Dodge lineup to compare the cost of insuring one model versus another. All models are available in 2021, except for the Dodge Journey, which stopped production in 2020.

    4 min read Oct 26, 2022

  • Car insurance for Chrysler

    Car insurance is legally required in almost every state if you own a registered vehicle. Without car insurance, you can face legal consequences, like suspended driving privileges and a hefty fine. Every driver pays a different car insurance rate, as premiums are based on personalized factors, like your age, credit score and state.

    6 min read Oct 26, 2022

  • Car insurance for transgender applicants

    Auto quotes for transgender applicants can get murky. The good news? The waters are slowly clearing. More and more states are offering nonbinary gender markers and making it easier to change your gender on your driver’s license. Before we get into the best car insurance for trans applicants, though, let’s take a look at why insurers care about your gender in the first place.

    6 min read Oct 26, 2022

  • Car insurance for an Alfa Romeo

    Alfa Romeo drivers need to be prepared to pay more than the national average for car insurance, which currently falls at $1,674. When car insurance companies determine rates, the make and model of the vehicle play a primary role, so car insurance for Alfa Romeos can get pricey.

    5 min read Oct 26, 2022