Andrew Dehan

About the author

Andrew Dehan is a senior writer for Bankrate’s Home Lending team. He has been writing about real estate, mortgages and personal finance since 2020 when he began working as a writer and editor with Rocket Mortgage. He has since been published by Forbes Advisor, Business Insider and SmartAsset. He graduated from Grand Valley State University with a Bachelor of Arts in Writing.

As a homeowner himself, Andrew is passionate about writing content that empowers people to make large financial decisions. The experience of buying a home highlighted to him how crucial clear and useful information is during the process. Whether it was researching the right lender, choosing whether to buy mortgage points or understanding changing interest rates, Andrew dove in to learn more. He brought this passion as a writer to Bankrate in 2023, where he writes articles to help people understand mortgages and the process of buying a home. In 2025, Andrew won a NAREE Award for his article on the use of generative AI in mortgages.

Andrew lives in metro Detroit with his family. He enjoys poetry, nature and music. He feels most in his element when he’s learning, writing or building a fire.

Andrew beyond Bankrate

What Is Offshore Banking?

Seller buydowns can help home sellers struggling to find buyers

How Much Is Selling My Home Really Going to Cost Me?

Andrew wants you to know

In a high rate environment, an adjustable-rate mortgage (ARM) can be a good option for you, especially if you’re buying a starter home. These mortgages come with an introductory rate that’s lower than a fixed-rate mortgage, but adjust upward after three to 10 years. If you’re planning on moving or refinancing before this period is up, you can use the low rate of an ARM and avoid the higher adjusting rates. Just be sure to shop around and read the fine print.