Understanding insurance options is about more than just saving money. It's about making your insurance work for you and your unique circumstances.
— Amelia Buckley
Amelia Buckley is an insurance editor for Bankrate.com, covering auto, home and life insurance. She emphasizes creating informative, engaging and nuanced content to support readers in making personalized insurance decisions with confidence.
Amelia started her career editing education content and uses this expertise to make insurance topics more approachable for all audiences. She earned her bachelor's degree in global studies with a minor in professional writing from UC Santa Barbara and is passionate about improving equitable access to financial knowledge and services.
Amelia can be found mountain biking, skiing and baking sourdough bread when she's not crafting new articles.
I recently moved to a new state and suddenly found myself with a higher car insurance premium when my policy renewed. After reviewing each state's allowed rating factors and average rates, I realized my old carrier was simply not one of the cheapest options in my new area. Fortunately, comparing quotes allowed me to quickly find a policy with the same amount of coverage for a much lower premium. I was also able to qualify for a couple discounts I hadn't been eligible for with my previous carrier. If you've recently moved or experienced another type of big life change, now may be a good time to start reviewing auto insurance quotes to ensure you're still getting the best rate possible.
Understanding insurance options is about more than just saving money. It's about making your insurance work for you and your unique circumstances.
— Amelia Buckley
The average cost of car insurance in the United States is $1,674 per year for a full coverage policy. One of the biggest factors that impacts your car insurance rate is the vehicle you drive. Besides your car’s make and model, your credit score, age, state, claim history and driving record will also affect your rate.
The cost of car insurance is determined by a number of factors, many of which involve personal information like your age, location, driving history and credit score. The type of vehicle you choose also makes a difference, as does the coverage you select and whether you need full coverage or state minimum insurance coverage.
Honda Accords are one of the more popular vehicles on the road. Ranked as the third top sedan in 2020 by consumers according to J.D. Power, it is no surprise that so many drivers praise the car for its quality, reliability, driving experience and resale value. When purchasing insurance on your Honda Accord, you should tailor your policy to your individual needs.
Since you most likely need auto insurance for your Cadillac, you might be wondering how much it costs or which company provides the cheapest coverage. First off, we can tell you that your Cadillac probably means paying more than the national average of $1,674 for a policy. In addition to pricing your policy based on things like your driving record and where you live, most insurance companies heavily consider your vehicle itself. And as a high-value car, Cadillacs usually mean pricier coverage.
What is a straight life insurance policy and is it right for your financial goals?
These life insurance myths may surprise you.
You may need to complete a medical exam to purchase life insurance coverage.
Supplemental life insurance may help secure your loved ones’ financial future.
