Why did my interest rate go up on my credit card?
Here’s what you should do if your credit card APR increases.
7 min read
Jan 28, 2026
Aja McClanahan
Former Personal Finance Writer, Credit Cards
About the author
Expertise
Aja McClanahan is an author, blogger, and speaker on personal finance and entrepreneurship.
Experience
She started her money journey as a broke college student. Majoring in economics, she still had no idea how to handle money when she graduated. At one point, Aja's debt climbed to over $120,000. She paid it all off in 2013 and now is showing others how to do the same.
Aja is the author of "How a Mother Should Talk About Money with Her Daughter." Her writing has been featured in Business Insider, SuperMoney, MSN Money and many other publications.
