Personal Loans
A personal loan is a great financial tool. It can help you consolidate debt, renovate your home, or even pay for college. Ready to explore if it's right for you? We've got everything you need, right here.
Editor's picks
What's new
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Should I use a personal loan to pay for my child’s private school?
Here’s when to use a personal loan to pay for private school
4 min read May 20, 2024 -
Emergency loans: Everything you need to know
Some types of emergency loans come with sky-high fees and interest rates.
5 min read May 20, 2024 -
What is the APR on a personal loan?
An APR is a snapshot of how much your personal loan will cost each year.
3 min read May 20, 2024 -
What is a low-interest personal loan?
You’ll need excellent credit and good finances to qualify.
4 min read May 20, 2024 -
Should you get a personal loan to pay off credit card debt?
Taking on still more debt in pursuit of a goal can sometimes make sense. Here’s when.
6 min read May 20, 2024 -
Payday loans vs. installment loans: One is a much better option
If you’ve got poor credit and need cash fast, here are safer ways to borrow.
5 min read May 20, 2024 -
Can you pay taxes with a personal loan?
You may be able to pay taxes with a loan, but you should find out if it’s the best option before doing so.
6 min read May 20, 2024 -
Personal loans for college students: Should you ever consider one?
If student loans don’t cover everything you need as a college student, a personal loan might be an option.
4 min read May 20, 2024 -
What is a signature loan and how does it work?
A signature loan can be the right kind of personal loan in several situations.
5 min read May 20, 2024 -
How the Federal Reserve impacts personal loans
The Federal Reserve raised interest rates several times. These interest rate changes are likely to affect the rates of personal loans.
4 min read May 20, 2024
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Featured Authors
Hannah has been editing for Bankrate since late 2022. They aim to provide the most up-to-date information to help people navigate the complexities of loans and make the best financial decisions.
Heidi Rivera is a personal finance writer and reporter for Bankrate. Her areas of expertise include personal loans, student loans and debt consolidation, in addition to data collection and analysis.
Hanneh Bareham, a Certified Financial Education Instructor℠, has been a personal finance writer with Bankrate since 2020.
Rhys Subitch is a Bankrate editor who leads an editorial team dedicated to developing educational content about personal loans products for every part of life.