Gramm-Leach-Bliley Privacy Notice
FACTS |
WHAT DOES BANKRATE DO WITH YOUR PERSONAL INFORMATION |
Why? |
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
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How? |
All financial companies need to share consumers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their consumers’ personal information; the reasons Bankrate chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information |
Does Bankrate share? |
Can you limit this sharing? |
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For our everyday business purposes—such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
For our marketing purposes—to offer our products and services to you |
Yes | No |
For joint marketing with other financial companies |
Yes | No |
For our affiliates’ everyday business purposes—information about your transactions and experiences |
Yes | No |
For our affiliates’ everyday business purposes—information about your creditworthiness |
Yes | Yes |
For affiliates to market to you |
Yes | Yes |
For nonaffiliates to market to you |
Yes | Yes |
To limit our sharing |
Use our online form to submit your preferences Please note: If you are a new consumer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our consumer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing. |
Questions? |
Contact customerservice@bankrate.com |
Who we are |
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Who is providing this notice? |
Bankrate, LLC and its subsidiary BR Tech Services, Inc. |
What we do |
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How does BANKRATE protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does BANKRATE collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can’t I limit all sharing |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies.
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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Other important information |
California residents: If you are a California resident and we share information with affiliates, or if we have entered into joint marketing agreements with nonaffiliated financial companies, we have separately provided you with a California Privacy Notice. In accordance with California law, we will not share information we collect about you with nonaffiliated third parties, except as permitted by law, including, for example, with your consent. We will limit sharing among our companies to the extent required by California law. If you are a new consumer, we can begin sharing your information 45 days from the date we sent this notice. Vermont residents:
North Dakota residents: We will not share information we collect about you with non-affiliated third parties, except as permitted by law, such as to process your transactions or to maintain your account. |