Mortgage Refinance

Interested in a mortgage refinance? Find out if a refi could lower your monthly mortgage payment.

Refinance Basics

Not all equity-tapping methods are created equal.

Yes, it can ding it, sometimes dramatically. But there are ways to minimize the drop.

If you have bad credit, you need to find ways to compensate for the additional risk.

It takes a bit of strategy. Here’s what you need to know, in seven handy tips.

What is mortgage recasting?

You pay a lump sum now to cut future monthly payments. But there are drawbacks.

5 min read May 20, 2025
How do you pay back a reverse mortgage?

How do you pay back a reverse mortgage, and when is it necessary?

5 min read May 19, 2025
What to do when your mortgage application gets denied

First, you cry. Then you fix the issue. Here’s how.

6 min read May 19, 2025
What is an energy-efficient mortgage (EEM)?

You can get an EEM through many of the same lenders that offer mortgages.

6 min read May 16, 2025
Mortgage rates inch up even as inflation cools

Mortgage rates retreat amid swings In markets

2 min read May 14, 2025
Should you refinance a car loan with bad credit?

Whether you can refinance your car loan with poor credit and save depends on several factors, including your current loan.

8 min read May 13, 2025
How do car rebates work — and how do you get one?

Auto rebates are money-back deals from manufacturers that lower vehicles’ costs.

4 min read May 12, 2025
The best way to borrow against your home: HELOC, cash-out refi or home equity loan?

Not all equity-tapping methods are created equal.

9 min read May 12, 2025
How does the Federal Reserve affect mortgages?

The Federal Reserve’s decisions have ripple effects, including for mortgages.

4 min read May 07, 2025
What is wholesale mortgage lending?

You may not recognize their name, but they might have a better deal for you.

4 min read May 05, 2025