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Best money market accounts of June 2025 (Up to 4.32%)

Updated June 4, 2025

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A money market account is a type of savings account and can be an ideal place to earn a competitive yield on your savings. While the average money market account annual percentage yield (APY) is only 0.46, Bankrate’s best money market accounts pay more than nine times as much. They also charge you minimal fees and usually have a low minimum deposit. What's more, some money market accounts offer check-writing privileges and/or debit card access, which gives you more flexibility when withdrawing your money if that’s something you’re looking for in a savings account.

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