Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

Here are some of the best savings accounts you can sign up for as a business owner.

A man uses the Qapital app to save money.

Build up your savings by automatically setting aside small amounts of money.

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Get the latest rates on top-yielding money market accounts.

Whimsical illustration of a hand putting a quarter into a miniature but realistic high end safe. As if it were a piggy bank

Comparing savings rates can ensure you get the best return on your savings.

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Your closet could be a treasure trove for making extra cash.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

Easy mornings and working from home for this couple

Savings yields topping inflation could let you hold onto your purchasing power.

Senior couple sitting at the kitchen table looking at digital tablet and recalculating their expenses.

Consider a savings account with an APY above the inflation rate.

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Money market funds are available from several different brokers and fund managers.

Here are some of the best savings accounts you can sign up for as a business owner.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Looking for a place to park your savings? Here’s why a MMA might be appealing.

Here are some of the best savings accounts you can sign up for as a business owner.

Here are top accounts for features like ATM fee waivers, overdraft forgiveness and more.

Woman with glasses in front of a computer with her hand by her head, looking worried.

It’s important to weigh your options after missing your CD’s maturity date.

Build up your savings by automatically setting aside small amounts of money.

Get the latest rates on top-yielding money market accounts.

Comparing savings rates can ensure you get the best return on your savings.

Your closet could be a treasure trove for making extra cash.

A savings account can be a great tool to teach your child about money. Here are a few of our favorites.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles