Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

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It’s a low interest rate environment, but there are ways to earn more on your money.

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Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

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52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

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Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

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Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

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Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

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Latest articles

How to save on baby costs and avoid common financial mistakes made by new parents.

A savings account is a good tool for teaching children financial basics and responsibility.

Learn some of the best strategies for saving for either your short- or long-term goals.

Setting aside pretax dollars in an HSA can help you defray future medical costs.

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These six simple moves can help you build a cash cushion.

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Savings yields topping inflation could let you hold onto your purchasing power.

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Here are some places to look for a source of funds.

Here’s how to boost your savings.

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Money market funds are available from several different brokers and fund managers.

These accounts sound similar, but there are some key differences to know.

Asian women using laptop computer at home working space.

CD terms can range from three months to five years. Learn which one is right for you.

Here’s everything you need to know about no-penalty CDs.

How Reg. D impacts your savings account and why it pays to check with your bank.

Not sure how to get started investing with mutual funds? We’ll help you understand the basics.

Ally’s money market account offers a high APY, no minimum deposit or monthly fee.

Lay away cash for an emergency or short-term goals with a money market mutual fund.

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The smartphone in your hand can help you better manage your money.

A collection of assorted items: old analog alarm clock, padlock, keys, a check, a hand holding cash

CDs often pay better interest than savings accounts and can amp up your nest egg.

How to save on baby costs and avoid common financial mistakes made by new parents.

Young couple managing finance and investment online

There’s still time to lock in a high-yielding CD as the Fed cuts rates.

A savings account is a good tool for teaching children financial basics and responsibility.

Two female fashion designers working together at their studio

Opening a business checking account isn’t as simple as opening a personal checking account. Here’s what to know.

Wireless payment using smartphone and NFC technology. Close up. Male Customer paying with smart phone in pharmacy. Close Up shopping. Modern technology and people concept - Woman with payment terminal and male customer with smartphone paying for medications

It may not be time to ditch your physical wallet just yet, but digital wallets offer several benefits.

Learn some of the best strategies for saving for either your short- or long-term goals.

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Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2024

See how much your savings can grow

Latest articles