Savings

Bankrate helps you find the latest deals on savings accounts and learn strategies to maximize your yield.

Explore savings basics

The amount of money you should save each month will vary based on your goals. Here’s what to know.

Woman working with business document and laptop on the table

It’s a low interest rate environment, but there are ways to earn more on your money.

Close up of someone hands holding and counting American dollar banknotes in her hand

Most people know they should be saving a portion of their income, but they might not grasp all of the benefits of doing so. Saving is an important habit to get into for a number of reasons — it helps [...]

Build good budgeting habits

TRY THIS

52-week money saving challenge

Follow this plan of making weekly deposits into your bank account, and you could save $1,378 by the end of the year.

SAVINGS

Bank accounts with budgeting tools

Choose a bank account that helps you develop healthy spending habits with built-in digital budgeting tools.

SAVINGS

Ways to save money on a tight budget

Even on a limited budget, small intentional changes can go a long way to help you build a savings cushion and have greater peace of mind.

SAVINGS

Best money-saving apps

Read up on top available rates and national average trends over time from Bankrate’s weekly survey of banks and credit unions.

Experts in all things banking

Our expert writers and editors bring you timely news and reliable information - backed by data and first-hand experience.

About Bankrate's team

Greg McBride, CFA

Chief Financial Analyst

Sarah Foster

Principal U.S. Economy Reporter

Mark Hamrick

Senior Economic Analyst

See how much your savings can grow

Bankrate can help you capitalize on the current high interest rate environment. Enter your expected contributions and APY to see how much interest your savings could earn over time.

Learn more

Latest articles

Looking to save more? Here are proven strategies to grow your savings this year.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Man using tablet PC while having coffee at cafe

Use these strategies to keep your deposits safe when they top FDIC limits.

A mid adult woman sits at the counter in her kitchen and uses a laptop computer for online banking while managing her personal finances.

Don’t wait for the next Fed meeting to see where rates go before opening a deposit account.

Many of these options are flexible to your schedule.

Here are some of the best savings accounts you can sign up for as a business owner.

A man uses the Qapital app to save money.

Build up your savings by automatically setting aside small amounts of money.

Financial manager meeting with couple in bank branch office

Get the latest rates on top-yielding money market accounts.

Man working on laptop and drinking coffee

Money market funds are available from several different brokers and fund managers.

Here are some of the best savings accounts you can sign up for as a business owner.

Many of these banks offer low-fee accounts and higher yields than some of the biggest banks.

The best account to save your money will vary by your goal.

These credit unions offer great rates and top-notch features — and many make it easy to join.

CDs and MMAs can pay competitive rates, but they have different drawbacks and benefits.

A graphic of origami of a dollar bill folded to look like a piggy bank with a penny on top.

Expect savings and money market account yields to slide lower, but they still should outpace inflation

Looking for a place to park your savings? Here’s why a MMA might be appealing.

Looking to save more? Here are proven strategies to grow your savings this year.

The APY percentage shows how much an account earns per year. Here’s what you need to know.

Use these strategies to keep your deposits safe when they top FDIC limits.

man making order from the digital menu on smartphone in restaurant

Bills are due but payday is days off? These options can help you stretch your funds.

Learn about the benefits of having multiple bank accounts and what to look for.

person looking at computer while sitting on balcony

Finding the account of your dreams comes down to knowing what you want and the features you value most.

person sitting on the couch and working on laptop

Some of the most common ways to send or receive money electronically include ACH and wire transfers.

Don’t wait for the next Fed meeting to see where rates go before opening a deposit account.

The trusted provider of accurate rates and financial information

Savings

Explore savings basics

Build good budgeting habits

52-week money saving challenge

Experts in all things banking

Compare top-rated banks

Review our top banks of 2025

See how much your savings can grow

Latest articles