Retirement
Get the latest information on individual retirement accounts, 401(k) plans and other retirement strategies.
Retirement Basics
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Annuity vs. IRA: What’s the difference?
5 min read
Latest Articles
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What are fixed index annuities? Benefits, risks and how they work
These annuities protect your principal from market losses — but there’s a catch.
6 min read May 14, 2025 -
Best annuity companies in 2025 and what they offer
Shopping for an annuity? Bankrate is here to make the process easier.
13 min read May 14, 2025 -
What is an after-tax 401(k) and who should make contributions to one?
An after-tax 401(k) lets workers take greater advantage of their employer’s retirement plan.
7 min read May 14, 2025 -
Annuity vs. IRA: What’s the difference?
Not sure about the difference between an annuity and an IRA? We’ll tell you what you need to know.
5 min read May 13, 2025 -
Social Security benefits estimated to rise by 2.4% in 2026
What you need to know about the estimated increase expected for Social Security benefits.
1 min read May 13, 2025 -
Multi-year guaranteed annuities (MYGAs) vs. CDs
CDs and MYGAs both offer guaranteed returns but they deliver them in different ways.
6 min read May 13, 2025 -
How ‘unretiring’ to go back to work can affect your Social Security benefits
Heading back to work after retiring might hit your benefits check.
6 min read May 12, 2025 -
Roth IRA conversion: Here’s everything you need to know before converting
The Roth IRA can set you up with tax-free retirement income, but watch out for the pitfalls.
8 min read May 12, 2025 -
What is a Roth IRA? How Roth IRAs work, contribution limits and who can open one
The whole “tax-free forever” part? That’s what turns heads, but the Roth IRA offers other perks.
5 min read May 12, 2025 -
IRA loans: Can you borrow from your IRA?
Unexpected events may leave you short on cash. You can’t borrow from IRAs, but there are ways to tap funds early.
4 min read May 12, 2025